Ancillary Benefits
Employer Sponsored Benefits
Level Funding (Why)

Surplus Credit
When claims are less than projected the employer gets on average 2 months premium credit

Coverage in all 50 states
This is an ERISA plan and will comply in all 50 states.

Simple administration
One carrier pays all claims with one employee id card. 

Payments do not fluctuate 
One invoice that is based on number of covered employees.
 
Client-specific claims report
Every client has direct access to reports that track exactly how claims are paid. 


Employer designed medical plans
Clients tailor their plan design based on their specific needs
Voluntary Benefits
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